Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Coaches Coaches have helped you your whole life, in ways big and small. We'd like to be one of them. A Primer on Dividends A company's profits can be reinvested or paid out to the company’s shareholders as “dividends." What Is a Roth 401(k)? Roth 401(k) plans combine features of traditional 401(k) plans with those of a Roth IRA.